SFR & Small Multifamily · DSCR Loan Sizing

SIZE
SMARTER.

Close faster.

DSCRDesk tells you the exact maximum loan any deal can support — in seconds. No spreadsheets. No guessing. Just the number you need to make the call.

Try DSCRDesk Free → See features
1.25xDSCR standard
30yramort support
SFR + MFboth covered
Freeto start
DSCR SIZER ACTIVE
MAX LOAN COMPUTED INSTANTLY
RATE 7.500%
DSCR MIN 1.25x
NOI BREAKDOWN LIVE
SCENARIO COMPARE 3-WAY
STRESS TEST 8×9 MATRIX
BREAK-EVEN RENT BACK-SOLVE
PDF EXPORT ONE CLICK
DEALS SAVED PERSISTENT
DSCR SIZER ACTIVE
MAX LOAN COMPUTED INSTANTLY
RATE 7.500%
DSCR MIN 1.25x
NOI BREAKDOWN LIVE
SCENARIO COMPARE 3-WAY
STRESS TEST 8×9 MATRIX
BREAK-EVEN RENT BACK-SOLVE
PDF EXPORT ONE CLICK
DEALS SAVED PERSISTENT

Investors waste hours
on the wrong deals.

Most investors are still copying NOI formulas into Excel, second-guessing their vacancy assumptions, and manually toggling rate scenarios one by one. By the time the math is done, the deal is gone.

Spreadsheets break. One wrong cell and your max loan is off by $80k. You won't know until the lender rejects the file.
No stress testing. Most tools give you one number at one rate. What happens at 8.5%? At 10% vacancy? Nobody knows.
The question nobody answers: "What rent do I actually need to qualify?" Back-solving is left as an exercise for the investor.
Nothing to share. Walking a lender through your Excel file is embarrassing. There's no clean deal summary to send.

Your deal command center.

dscrdesk.com/app
Saved Deals
+ NEW DEAL
Deal Sizer
Break-Even
Scenarios
Stress Test
Binding Max Loan
$412,500
DSCR
1.38x
Monthly P&I
$2,841
// Features

Everything a serious
investor needs.

02
Deal Score (A–F)

Every deal gets an overall letter grade across four dimensions: Coverage, Returns, Value, and Safety. Instantly see where a deal is strong and where it's thin — plus actionable insights like rate buffer and cash flow.

03
Returns Analysis

Beyond DSCR — cash-on-cash return, cap rate, GRM, break-even occupancy, total cash invested, and a full 5-year equity projection with principal paydown and appreciation modeling.

04
Lender Match Engine

15+ real DSCR lenders tested against your deal in real time. Qualifying lenders sorted by rate — cheapest money first. One click loads their parameters. Know who to call before you pick up the phone.

05
Break-Even Rent

Reverse-solve from a target loan amount to find the minimum monthly rent required to qualify. Instantly see how far above or below your current rent you are.

06
3-Way Scenarios

Model Base, Upside, and Downside side-by-side. Each scenario shows DSCR, deal grade, NOI, max loan, and cap rate. See pass/fail at a glance.

07
Stress Test Matrix

Pick any two variables — rate, vacancy, purchase price, expense ratio — and generate a full sensitivity table showing max loan or DSCR at every combination.

08
PDF Investment Memo

One click generates a clean, professional investment memo with deal grade, NOI breakdown, return metrics, lender match summary, and loan parameters. Ready to send to a lender or partner.

07
Lender Preset Library

15+ real DSCR lenders pre-loaded — Griffin Lending, Kiavi, Visio, Lima One, Civic Financial, and more. One click populates rate, min DSCR, max LTV, and amortization for that lender. Stop researching guidelines and start sizing deals. Pro feature.

Griffin Lending Kiavi Visio Lending Lima One Civic Financial RCN Capital +9 more

From address to answer
in three steps.

Enter your deal

Type in gross rent, taxes, insurance, HOA, and select your property type. DSCRDesk handles the NOI math — no formula writing required.

Set your loan terms

Dial in your rate, amortization, minimum DSCR, and max LTV. Sliders update every number in real time as you move them.

Get your number

See your max loan, actual DSCR, and a color-coded pass/fail verdict instantly. Export a PDF or save the deal and move to the next one.

// Pricing

Simple, honest
pricing.

Monthly
Annual SAVE 40%
Starter
Free

Everything you need to size a deal and make the call. No card required.

  • Max loan sizer (NOI + LTV)
  • Full NOI breakdown
  • Rate & DSCR sliders
  • SFR & small multifamily
  • Deal Score (A–F)
  • Returns analysis
  • Lender Match Engine
  • Scenario comparison
  • Stress test matrix
  • Break-even rent finder
  • Lender preset library
  • PDF investment memo
  • Saved deal library
Get started free
INVESTORS USE THIS ON $400K–$1M+ DECISIONS.  THE COST IS NOISE.
1.25x

That's the number that makes or breaks the deal.
Know it in seconds.

Open DSCRDesk Free →